Mission Statement
To conveniently
provide for the mutual benefit of our members, a broad range of
financial services at competitive rates, in an efficient, professional
and courteous manner.
The first
credit union chartered in America is more than 90 years old. Still
going strong today, St. Mary's Bank in Manchester, New Hampshire, was
chartered in 1909 following passage of the first credit union act in
America (a federal credit union act would not follow until 25 years
later in 1934).
Credit
unions nationwide have survived it all - two World Wars, a Great
Depression, the Savings & Loan crisis and most recently, attacks by
the banking community that would threaten consumer's rights to choose
where they conduct their financial affairs. In August of
1998, Congress passed House Bill 1151. This bill guarantees that
consumers still have the right to choose their own financial provider.
It also means that Lebanon Federal Credit Union will be here into the
21st century and beyond to continue our tradition of the best overall
financial products delivered with the best service.
Since it's
founding in 1969 as the Aluminum Workers Federal Credit Union, Lebanon
Federal Credit Union has embraced the basic Credit Union philosophy.
We help our more than 13,000 members from more than 140 companies help
each other by promoting thrift through attractive savings plans and by
providing a convenient source of quick, economical credit.
All profits
from loans and investments are returned to our members in the form of
dividends (interest) after we have met our legal reserve requirements
and set aside funds to provide additional member services. The
credit union doesn't profit; it's members do.
A Credit
Union is a UNIQUE feature of the Credit Union volunteerism.
The Board of Directors are unpaid volunteers working to spread the
Credit Union philosophy. This helps to control the level of
operating expenses while enabling the credit union to concentrate on
service to it's members.