From start to finish, you'll find that our process is as easy as 1-2-3
Call our toll free number to speak directly to our Mortgage Loan Consultant
In about 15 minutes on the phone with you, we can gather all the necessary information to process your mortgage loan application. The entire process is amazingly fast - once we have your permission, it takes 30 seconds for our advanced computer system to access your credit report! Best of all, we guarantee to give you a loan decision the very same day, right over the phone, in most cases within 15 minutes!
Your Mortgage Loan Consultant will mail you a step-by-step application package for your review and signature. Everything is organized to help you complete the forms quickly and easily. If you do have any questions, we're here 6 days a week to answer them. Once you return the package, your application is complete!
These are just a few of the benefits of working with PHH Credit Union Services.
Our Mortgage Loan Consultants are here to take your calls throughout the business day, as well as during extensive evening and weekend hours. Call us at your convenience - we're ready when you are.
We can give you a pre-approval for your mortgage loan before you find your dream house. Once pre-approved, you'll know exactly how much money you can spend on a home - saving you time and energy.
With a pre-approval from PHH, you'll be positioned as a "cash buyer," and sellers will know that your offer is solid.
PHH offers over 50 different mortgage products to suit the needs of credit union members. Our expert loan consultants can help you determine which is right for you. If your needs are not met by one of these programs, we'll try to create a program just for you. We also guarantee to never sell or transfer the servicing of your loan for the life of the loan.
These are just some of the reasons why your credit union selected PHH to provide you with one of the most comprehensive and easy mortgage programs available.
We guarantee to give you a same day mortgage decision, or we will pay you $250.00
We guarantee to close your loan on time or we will reduce your interest rate by 1/8 of one percent for the life of the loan.
PHH has been in the business of home financing for over 20 years. We are a full-service lender offering mortgage loans at competitive rates nationwide. Last year, we provided over 125,000 mortgages totaling more than $25 billion. PHH Mortgage Services is a wholly owned subsidiary of Cedant Mortgage. Cedant Mortgage is the largest provider of mortgages to the credit union industry and is currently ranked as the 10th largest lender by Insider Mortgage Finance.
