VISA CREDIT CARDS
NO ANNUAL FEE
Classic 11.9% - 17.9% ANNUAL PERCENTAGE RATE
Platinum 7.9% - 13.9% ANNUAL PERCENTAGE RATE
With no annual fee and a 25 day grace period on
purchases, the Lebanon Federal Credit Union VISA Card offers great buying power with
maximum flexibility. We also offer great
Rates and credit limits
Register your LFCU
VISA Credit and Debit Cards
for Internet Purchases!
Effective 1-1-13 there
will be a change to the VISA Cardholder
Agreement and Truth-in-Lending Disclosure
that was provided when your credit card was
opened. Instead of contacting the Federal
Reserve Board for Credit Card Tips, the
Consumer Financial Protection Bureau will
now be responsible for maintaining
information regarding the factors to
consider when applying for or using a credit
card. Please visit
after 1-1-13 for this information.
FACTS ABOUT OUR VISA CARDS:
- Enjoy lower rates on purchases and cash advances when you use your
Credit Union Visa Card.
- Rates for purchases
and cash advances are identical.
- Eliminate interest charges on purchases when you pay the balance in
full within the 25-day grace period.
- Pay off your existing charge cards, switch to a Lebanon Federal
Credit Union Visa card, AND SAVE.
- Use your Credit Union Visa card at more than eight million locations
- Get free Travel/Accident Insurance up to $250,000.00.
- Platinum Card Only: Each purchase
you make with your card earns you valuable Bonus Points you can redeem
for brand-name merchandise or exciting travel rewards.
DISCOVER THE ADVANTAGES OF A CREDIT
VISA CARD TODAY
$25 Late Payment Fee
$30 NSF Fee
$5 Card Replacement Fee
$20 Rush Fee
Card Delivery Fee
Repayment 2.5% of Balance
25 Day Grace Period
LOST or STOLEN VISA CARDS
Report a Lost or Stolen VisaŽ Credit Card Call:
During business hours call: 717.272.5328, ext 233
After business hours call: 800.991.4961
Report a Lost or Stolen VisaŽ Debit Card Call:
During business hours call:
717.272.5328, ext 220
After business hours call: 800.523.4175
Only credit cards instantly extend credit
to millions of people in all walks of life with incredible flexible repayment terms.
They provide a valuable consumer service, better than any other form of consumer
credit. And while the credit card provider pays the merchant within two to
three days of the purchase, you aren't billed until up to 25 days later. Where else
can you get a deal like that? (Every year, Visa credit card holders get tens of
billions of dollars--yes, billions with a "B" in
interest free loans.)
Credit Card Agreement