*APY= Annual Percentage Yield. APY is subject to change without notice. Earnings can be reduced due to activity fees. Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA CDs. Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Minimum deposit $500 or otherwise specified. Rates as of 1/1/2021. No Maximum deposits. Federally Insured by NCUA.