Financial Learning Center
Welcome to LFCU's Financial Learning Center!
A priority at Lebanon Federal Credit Union is to help our members to become knowledgeable about their finances. To help you become more financially savvy, check out this free, fun and educational program that will provide you with information on a number of financial topics. This service is FREE and can be accessed by both members and non-members. If you would like to become a member, stop by any of our four convenient branches!
Quarterly Drawings: WIN MONEY!
LFCU's Financial Learning Center has over 20 different learning lessons, split into four playlists. To be entered into our quarterly drawing, complete all the lessons in the FINANCING YOUR FUTURE playlist by September 30, 2018.
YOU MUST LOGIN to the Financial Learning Center to be eligible for the drawing. Once you have completed the modules you will need to submit a drawing registration form in order to have a chance to win either a $50 or $100 gift card (this form will only appear after all modules have been completed). See below for official rules!*
Lebanon Federal Credit Union Financial Learning Quarterly Drawing Official Rules
NO PURCHASE NECESSARY TO ENTER OR WIN. Sweepstakes is open to all members of the Lebanon Federal Credit Union.
The Lebanon Federal Credit Union Financial Learning Center Quarterly Drawing is sponsored by LFCU, located at 120 S 16th St. Lebanon PA. 17042.
The drawing is open to all members of the Lebanon Federal Credit Union. LFCU employees are not eligible to participate.
Drawing Entry Periods
The quarterly drawing involves a series of drawings for prizes (each a “Drawing”). The start and end times for each Drawing entry period begins at 12:01 am Central Time on the start date listed and ending at 11:59 pm Central Time on the end date listed for each Drawing entry period.
The Drawing periods are:
1) “Getting Started” – February 5, 2018 to March 31, 2018.
2) “Major Life Decisions” – April 1, 2018 to June 30, 2018.
3) “Financing your Future” – July 1, 2018 to September 30, 2018.
4) “Protect Yourself” – October 1, 2018 to December 31, 2018.
How to Enter
During each Drawing Period there is a corresponding titled playlist that consists of online financial learning modules wherein participants complete certain tasks to complete each module. To enter each Drawing during each Drawing Period of the Sweepstakes: (1) when a participant completes the entire playlist and submits the information asked at the completion of that module, such as: first name, last name, email address, and phone number, that participant will receive an entry into that Drawing for the Drawing Period.
Participants are limited to one entry per Drawing Period. All entries for each Drawing Period must be received by Lebanon Federal Credit Union during the applicable entry period.
LFCU reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Drawing and prize redemption.
Selection of Winners; Notification; Acceptance
On or about the 5th business day following the end of a Drawing Period, the Drawing Period winner(s) will be randomly selected from all eligible entries received during that Drawing Period. For each Drawing Period the first winner randomly selected will win the first prize; the second winner randomly selected will win the second prize.
Odds of winning depend upon the total number of eligible entries received during each Drawing Period. Winner need not be present to win, and will be notified by telephone and/or email. The first name and first initial of last name of the winners will be available at LFCU. Once awarded, LFCU assumes no liability or responsibility for the prizes. For prizes refused, an alternate winner will be selected.
Acceptance of Official Rules and Decisions
By entering the Drawing, participants agree to abide by and be bound by these rules (“Official Rules”) and to accept the decisions (including, without limitation, decisions regarding eligibility of entries, the selection of winners, and the awarding of prizes) of LFCU as final and binding in all respects.
Prizes will be awarded as follows: two winners per Drawing Period, first randomly drawn winner will win a $100 gift card; second randomly drawn winner will win a $50 gift card. During the Giveaway, a total of $600 will be awarded. LFCU will not be responsible for any lost or stolen prizes. Prizes will be reported as taxable income if required by law.
By entering the drawing, each winner agrees to have his or her name and/or photo/likeness appear in LFCU’s newsletter, emails, social media, and/or website without additional compensation or permission, except where prohibited by law.
All issues and questions concerning the construction, validity, interpretation, and enforce-ability of these Official Rules or the rights and obligations of participant and/or LFCU in connection with the Drawing shall be governed by the laws of and venue in the State of Pennsylvania.
LFCU reserves the right, in its sole discretion, to terminate, modify or suspend the Drawing and these Official Rules for any reason at any time. Changes made are effective as of the beginning of all Drawing Periods as governed by these Official Rules.
Participants agree to hold LFCU and each of its officers, directors, employees, members and representatives, and agents harmless from any liability arising from participation or acceptance of a prize. LFCU and each of its officers, directors, employees, members and representatives, and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of participants and/or prize winners arising from, or in connection with, acceptance of prizes or participation in the Giveaway.