Remote Deposit Capture
RDC is a great tool located on our mobile app. It is labeled "Mobile Capture” within the app. Members will be able to use their Apple/Android devices to take a picture of their checks to process for deposit. If you need help setting up mobile banking please call us at: 717-272-2210.
Visit the Google Play Store or Apple App Store and download today!
Step 1. Log into the LFCU Mobile App
Step 2. Tap the Mobile Deposit tab.
Step 3. Choose account for deposit, and type in the amount for deposit.
Step 4. Take a photo of both the front and back of the check. (Make sure the check is properly endorsed on the back)
Step 5. Submit Check (this may take a few minutes)
Remember to restrictively endorse the back of your check before you take the picture and submit the check.
- Restrictive Endorsement means:
- Checking off the box on the back of the check notating that this is a mobile deposit. (new feature on checks)
- Signing the check “For Mobile Deposit Only” along with your signature on the back of the check.
- LFCU intends to enforce the Restrictive Endorsement Requirement beginning July 1, 2018.
- LFCU will reject checks lacking a restrictive endorsement after this date.
o $200.01 and above will need to be manually reviewed, and holds placed accordingly
o Primary Savings/Business Primary Savings
o Secondary Savings
o Holiday/Vacation Club
o Checking/Business Checking
o Money Market
o Any checks taken after 3:00pm will only be processed the following business day (unless under $200.00).
o Total # of checks allowed per day = 10
o Total $ amount allowed per check = $2,500.00
o Total $ amount allowed per day = $5,000.00
o iPhones with a camera OS 4.3 and newer
o iPods with a camera OS 4.3 and newer
o iPad 3 & 4
o Any Android with a camera
o Review your transaction history for the deposit.
o Click on the ‘History’ button under ‘Mobile Deposit’.