Remote Deposit Capture

RDC is a great tool located on our mobile app. It is labeled "Mobile Capture” within the app. Members will be able to use their Apple/Android devices to take a picture of their checks to process for deposit. If you need help setting up mobile banking please call us at: 717-272-2210.

 

How do I make a deposit:
Step 1. Log into the LFCU Mobile App
Step 2. Tap the Mobile Deposit tab.
Step 3. Choose account for deposit, and type in the amount for deposit.
Step 4. Take a photo of both the front and back of the check. (Make sure the check is properly endorsed on the back)
Step 5. Submit Check (this may take a few minutes)
How soon is their deposit available to use?
o $200.00 and under will process immediately
o $200.01 and above will need to be manually reviewed, and holds placed accordingly
Which shares are members allowed to deposit to?
o Primary Savings/Business Primary Savings
o Secondary Savings
o Holiday/Vacation Club
o Checking/Business Checking
o Money Market
Is there a cut-off time for them to take pictures of their checks?
o Any checks taken after 3:00pm will only be processed the following business day (unless under $200.00).
Are there any limits in how many checks/dollar amount a member can deposit in one day?
o Total # of checks allowed per day = 10
o Total $ amount allowed per check = $2,500.00
o Total $ amount allowed per day = $5,000.00
What phones can members use to scan with?
o iPhones with a camera OS 4.3 and newer
o iPods with a camera OS 4.3 and newer
o iPad 3 & 4
o Any Android with a camera
How will the member know their check was accepted?
o Review their transaction history for the deposit.
o Click on the ‘History’ button under ‘Mobile Deposit’.