Celebrating Credit Union Youth Month

Be a Credit Union Saver and your Savings will Never go Extinct™️

Helping your Children Manage Money

One of the most important life skills you can to teach your children is how to manage their own money. The sooner children begin financial education, the greater the likelihood they'll avoid the mistakes many adults make today. The average per week allowance for American children is $30, according to the American Institute of CPAs. If parents help their children save and manage this money wisely, these young consumers will be better prepared to navigate the increasingly complex financial world as they grow older. Educating your kids about money matters isn't as hard as you might think. Here are some simple ways to start teaching your kids the value of money >>

Open a savings account in your child's name

Kids as young as five years old can begin to understand the idea of saving. It doesn't matter how much money is deposited—what matters is creating a regular savings habit. Take your kids to the credit union with you and let them take an active role in saving. They'll understand more than you think.

Set goals with your kids

Having a reason to save makes kids want to save. Their goals don't have to be huge—for many kids, watching their money grow is a reward in itself.

 

Consider your child's age and find appropriate ways to communicate

While it's important to start early, make sure activities or discussions are age-appropriate. Younger children learn through books, online activities and simple saving, while older children can create budgets and manage allowances.

 

Include older children in family financial planning meetings

Some parents feel uncomfortable talking about their budget or other money matters with their kids but letting them witness your habits before they are forced to make their own decisions gives kids a solid financial foundation.

Show kids your money values through your actions

Forget "Do as I say, not as I do." Kids watch their parents and mimic their habits. If your money management habits are less than perfect, use this as an opportunity to educate yourself about financial matters, and then share what you learn with your kids.

Giveaways

LFCU will be offering giveaways to our young members when they visit one of our Branches to make a deposit during the month of April. Every time a youth member makes a deposit they are able to choose a special giveaway!

Locations:
  • 300 Schneider Dr. Lebanon, PA 17046
  • 301 E. Evergreen Rd. Lebanon, PA 17042
  • 653 E. Lincoln Ave. Myerstown, PA 17067
  • 121 Farmshed Rd. Palmyra, PA 17078

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Raffle

LFCU will be doing a GRAND PRIZE RAFFLE! One youth member will be chosen to receive 4 SEASON PASSES to Hershey Park! Included with that season pass is access to ZooAmerica where you can walk the 11-acre zoo that is home to more than 200 animals!

To be eligible for the raffle, you must be a Credit Union Koalaty Saving Account Member.
LFCU will chose one member who made at least one deposit into their Koalaty Saving Account during the month of April.

Join LFCU

 

Ready to become a Member of LFCU?

If you would like to Join LFCU, or open a Koalaty Savers Account, it's easy!

Visit a branch to open a Free Koalaty Savers Account during the month of April!*

Coloring Contest

LFCU will be having a coloring contest for ages 0-10. There will be three age categories. 0-3, 4-6, & 7-10. Coloring pages can be picked up at an LFCU branch, or print at home.  Click the image to open and print for your age category.

To be eligible, coloring pages must be dropped off at a branch by May 1, 2021. You can also submit your coloring page by taking a photo and emailing it to marketing@lebanonfcu.org 

Winners from each age group will receive a $20 Gift Card to Dairy Queen, just in time for warmer weather! 🌞

Ages 0-3

Ages 4-6

Ages 7-10

*To be eligible for membership at LFCU, you must live, work, worship or attend school in or have a business or other legal entity in Lebanon County. Minimum of $5 is required to open a Koalaty Savers Account at LFCU. During this time, LFCU will provide the minimum balance needed to open the Koalaty Savers Account.

The Grand Prize Winner of the 4Pack Season Pass to Hershey Park will be chosen the first week of May! The coloring contest winners will also be chosen the first week of May. Stay Tuned!

Fun Activities to do with you Kids at Home

It isn’t easy to be holed up at home with only your family for company. As the parent, though, you have the unique opportunity to set the tone in your home and decide if these weeks will be a nightmare for everyone or filled with precious memory-making and family bonding activities.

Here are some fun activities to keep your kids busy while you wait out the pandemic at home:

Marshmallow Tinker-Toys: For a fun twist on the classic building toy, take pretzel sticks and mini-marshmallows and let your child build a world of sweetness. Have them create pretzel-marshmallow people, houses, and entire towns. When they’re done, they can eat their sweet creations!

Scrapbook. Spend some quality time reliving precious memories by digging out the scrapbooking supplies and old photos for creating a timeless masterpiece.

Teach a Household Skill: Instead of complaining about the endless housework, enlist your child’s help! Even very small children can help sort laundry, load the washing machine and press the buttons to turn it on. Have the older ones help bake, letting them put their math skills to use by adding fractions in recipes.

Simon Says, “Draw!”:  Set up a table with paper, crayons, markers, stamps and any other fun coloring supplies you have. Seat your kids around the table and begin an intense game of Simon Says, only instead of movements, instruct your kids to draw something. You can have them draw basic shapes in specific colors or something more complex, if they’re a little older. If anyone messes up, they’re out!

Balloon ping-pong: Tape large popsicle sticks to the backs of paper plates, blow up a balloon and have your preschoolers play ping-pong with their makeshift paddles over your empty kitchen table!

Let it snow!: In a large pan or bin, mix 3 cups of baking soda with ½ cup of hair conditioner. Note: If you don’t have enough baking soda, you can also use shaving cream for your “snow.” Keep stirring until the mixture turns cold, soft and feels like … snow!  Dig out the toy cars, beach shovels and collection of Playmobil people and let the fun begin!

Scavenger hunt: Set up hints around the house and have your kids race from clue to clue searching for the treasure you’ve hidden for them. If your kids are too young to read, this can work with picture clues as well.

No, it isn’t easy to be holed up at home with your kids. But with some creativity and a positive attitude (and lots of coffee and chocolate), you can fill this challenging time with warm memories your children will remember for the rest of their lives.

Your Turn: How are you keeping your kids busy during the pandemic? Share your best ideas with us in the comments.

Free Apps for Kids

Scholastic The leading educational company has set up a “Learn From Home” website with free daily courses for kids ages K-12.

Zoom The popular video conferencing app is offering free service during the coronavirus outbreak. It’s also lifted its 40-minute limit on conferences, making the app a perfect choice for hosting your child’s classroom learning, or even a video chat with friends.

Neoufitness Help your kids stay fit through the pandemic with this super-fun fitness app for kids ages 4-12. The app offers a selection of 10-20 minute exercise classes and is free for the first 30 days.

Issasedibleadventures If your child is an aspiring chef, they’ll love this free cooking app, in which gamers race to collect ingredients from around the world and use them to create a requested cross-cultural dish.

SmartMusic The popular music practice app is offering free service through June 30 for all schools impacted by COVID-19. The app includes practice tools like a tuner, metronome and fingerings, along with an extensive music library and immediate assessment of pitch and rhythm.

DuckDuckMoose The adorable educational app for kindergartners and preschoolers makes learning super-fun! The app is always free and features a delightful array of characters, a brightly colored interface, and a special focus on maps and puzzles.

World of Cents The NCUA’s free money app is the perfect way to teach your kids about personal finances. They’ll learn all about earning, spending, saving and more through the app’s fun games designed for kids ages 5-10.

What Parents Should Teach Their Kids By Kindergarten

What Parents Should Teach Their Kids By Middle School

What Parents Should Teach Their Kids By High School



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