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Checking & Savings Rates

Checking Rates

Platinum Rewards Checking

Minimum Opening Deposit Dividend APY Minimum Balance
$ 0 - $999.99 0.00% 0.00% $0
$1,000 + 0.15% 0.15% $1,000
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

PLATINUM REWARDS CHECKING ACCOUNT MEMBERS WILL RECEIVE A .15% INCREASE ON CURRENT SHARE CERTIFICATE RATES.

Regular Checking

REGULAR SHARE DRAFT ACCOUNTS ARE NON-DIVIDEND BEARING
No minimum balance is required. Unlimited number of drafts.

Savings Rates

Money Market

Minimum Opening Deposit Dividend APY Minimum Balance
$ - $2,4999.99 0.15% 0.15% $0
$2,500 - $49,999.99 0.50% 0.50% $2,500
$50,000 - $99,999.99 0.5% 0.65% $50,000
 $100,000.00 + 0.75%  0.75% $100,000
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Savings, Club & IRA

Type Dividend APY Minimum Balance
Regular Shares
$5.00-$999.99		 0.05% 0.05% $5.00
Regular Shares
$1000.00 and Above		 0.05% 0.05% $1000.00
Christmas Club 0.40% 0.40% None
Vacation Club 0.40% 0.40% None
Share IRA$0.01-$9,999.99

$10,000+

 0.60%

0.70%

 0.60%

0.70%

 None

$10,000 +
HSA Account 0.50% 0.50% None
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.Dividends are paid at the end of each month. Dividends are computed on the average daily balance.

IRA & Share Certificate Rates

6 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 0.50% 0.50%
$10,000 $10,000 0.50% 0.50%
$75,000 $75,000 0.50% 0.50%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

12 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 0.75% 0.75%
$10,000 $10,000 0.75% 0.75%
$75,000 $75,000 0.75% 0.75%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees

24 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 1.00% 1.00%
$10,000 $10,000 1.00% 1.00%
$75,000 $75,000 1.00% 1.00%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

36 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 1.09% 1.10%
$10,000 $10,000 1.09% 1.10%
$75,000 $75,000 1.09% 1.10%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

48 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 1.24% 1.25%
$10,000 $10,000 1.24% 1.25%
$75,000 $75,000 1.24% 1.25%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

60 Month

Minimum Opening Deposit Minimum Balance to Earn APY
Dividend Rate
APY
$500 $500 1.34% 1.35%
$10,000 $10,000 1.34% 1.35%
$75,000 $75,000 1.34% 1.35%
APY - means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

*APY= Annual Percentage Yield.  APY is subject to change without notice.  Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA CDs.  Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Minimum deposit $500 or otherwise specified. Rates as of 4/1/2020.  No Maximum deposits. Federally Insured by NCUA.