IRA & Share Certificate Specials
| TERM |
Minimum Opening Deposit |
Minimum Balance |
Dividend |
APY |
|
| 9-month |
$500 |
$500 |
2.23% |
2.25% |
The 9-month share certificate will automatically renew as a 12-month share certificate upon maturity. |
| 15-month |
$500 |
$500 |
2.62% |
2.65% |
The 15-month share certificate will automatically renew as a 12-month share certificate upon maturity. |
| 25-month |
$500 |
$500 |
2.91% |
2.95% |
The 25-month share certificate will automatically renew as a 24-month share certificate upon maturity. |
| 42-month |
$500 |
$500 |
3.06% |
3.10% |
The 42-month share certificate will automatically renew as a 48-month share certificate upon maturity. |
| 66-month |
$500 |
$500 |
3.40% |
3.45% |
The 66-month share certificate will automatically renew as a 60-month share certificate upon maturity. |
|
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. EARNINGS CAN BE REDUCED DUE TO ACTIVITY FEES. MINIMUM OPENING DEPOSIT IS $500. MINIMUM BALANCE TO EARN APY IS $500. CERTAIN RESTRICTIONS MAY APPLY. *APY: ANNUAL PERCENTAGE YIELD. APY IS ACCURATE AS OF 11/1/2018. PLATINUM REWARDS CHECKING ACCOUNT MEMBERS WILL RECEIVE A .15% INCREASE ON CURRENT SHARE CERTIFICATE RATES. |
Checking Rates
| Minimum Opening Deposit |
Dividend |
APY |
Minimum Balance |
| $ 0 - $999.99 |
0.00% |
0.00% |
$0 |
| $1,000 + |
0.15% |
0.15% |
$1,000 |
|
|
|
|
|
APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees.
| PLATINUM REWARDS CHECKING ACCOUNT MEMBERS WILL RECEIVE A .15% INCREASE ON CURRENT SHARE CERTIFICATE RATES. |
|
|
Savings Rates
| Minimum Opening Deposit |
Dividend |
APY |
Minimum Balance |
| $ - $2,4999.99 |
0.30% |
0.30% |
$0 |
| $2,500 - $49,999.99 |
0.55% |
0.55% |
$2,500 |
| $50,000 - $99,999.99 |
0.70% |
0.70% |
$50,000 |
| $100,000.00 + |
0.80% |
0.80% |
$100,000 |
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Type |
Dividend |
APY |
Minimum Balance |
Regular Shares
$0.01-$999.99 |
0.10% |
0.10% |
$25.00 |
Regular Shares
$1000.00 and Above |
0.15% |
0.15% |
$1000.00 |
| Christmas Club |
0.60% |
0.60% |
None |
| Vacation Club |
0.60% |
0.60% |
None |
| Share IRA
$0.01-$9,999.99
$10,000+ |
0.50%
0.65% |
0.50%
0.65% |
None
$10,000 + |
| HSA Account |
0.65% |
0.65% |
None |
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees.
Dividends are paid at the end of each month. Dividends are computed on the average daily balance. |
|
| Minimum Opening Deposit |
Dividend |
APY |
Minimum Balance |
| $ 25 - $999.99 |
0.15% |
0.15% |
$25 |
| $1,000 - $49,999.99 |
0.25% |
0.25% |
$1,000 |
| $50,000 - $99,999.99 |
0.50% |
0.50% |
$50,000 |
| $100,000.00 + |
0.75% |
0.75% |
$100,000 |
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
IRA/Share Certificate Rates
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
1.19% |
1.20% |
| $10,000 |
$10,000 |
1.24% |
1.25% |
| $75,000 |
$75,000 |
1.34% |
1.35% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
1.64% |
1.65% |
| $10,000 |
$10,000 |
1.74% |
1.75% |
| $75,000 |
$75,000 |
1.88% |
1.90% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
2.13% |
2.15% |
| $10,000 |
$10,000 |
2.23% |
2.25% |
| $75,000 |
$75,000 |
2.37% |
2.40% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
2.37% |
2.40% |
| $10,000 |
$10,000 |
2.47% |
2.50% |
| $75,000 |
$75,000 |
2.62% |
2.65% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
2.62% |
2.65% |
| $10,000 |
$10,000 |
2.72% |
2.75% |
| $75,000 |
$75,000 |
2.86% |
2.90% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
| Minimum Opening Deposit |
Minimum Balance to Earn APY |
Dividend Rate |
APY |
| $500 |
$500 |
3.01% |
3.05% |
| $10,000 |
$10,000 |
3.11% |
3.15% |
| $75,000 |
$75,000 |
3.25% |
3.30% |
|
|
|
|
|
| APY - means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. |
|
*APY= Annual Percentage Yield. APY is subject to change without notice. Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA CDs. Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Minimum deposit $500 or otherwise specified. No Maximum deposits. Federally Insured by NCUA.
