Personal Account Rates

Personal Account Rates

Checking Rates

Minimum Opening Deposit Dividend APY Minimum Balance
$ 0 – $999.99 0.10% 0.10% $0
$1,000 + 0.20% 0.20% $1,000

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

PLATINUM REWARDS CHECKING ACCOUNT MEMBERS WILL RECEIVE A .15% INCREASE ON CURRENT SHARE CERTIFICATE RATES.

REGULAR SHARE DRAFT ACCOUNTS ARE NON-DIVIDEND BEARING
No minimum balance is required. Unlimited number of drafts.

Savings Rates

Minimum Opening Deposit Dividend APY Minimum Balance
$ – $2,499.99 0.80% 0.80% $0
$2,500 – $49,999.99 1.00% 1.00% $2,500
$50,000 – $99,999.99 1.15% 1.16% $50,000
 $100,000.00 + 1.20% 1.21% $100,000

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Type Dividend APY Minimum Balance
Regular Shares
$5.00-$999.99
0.10% 0.10% $5.00
Regular Shares
$1000.00 and Above
0.15% 0.15% $1000.00
Christmas Club 0.50% 0.50% None
Vacation Club 0.50% 0.50% None
Share IRA
$0.01-$9,999.99$10,000+
0.85%
0.95%
0.85%
0.95%
None
$10,000 +
HSA Account 0.75% 0.75% None

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees. Dividends are paid at the end of each month. Dividends are computed on the average daily balance.

IRA & Share Certificate Rates

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 1.14% 1.15%
$10,000 $10,000 1.19% 1.20%
$75,000 $75,000 1.24% 1.25%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 1.34% 1.35%
$10,000 $10,000 1.39% 1.40%
$75,000 $75,000 1.44% 1.45%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 1.49% 1.50%
$10,000 $10,000 1.54% 1.55%
$75,000 $75,000 1.59% 1.60%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 1.64% 1.65%
$10,000 $10,000 1.69% 1.70%
$75,000 $75,000 1.74% 1.75%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 1.79% 1.80%
$10,000 $10,000 1.83% 1.85%
$75,000 $75,000 1.88% 1.90%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 2.08% 2.10%
$10,000 $10,000 2.13% 2.15%
$75,000 $75,0000 2.23% 2.25%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Share Certificate Specials

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 3.40% 3.45%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts.
No Maximum deposits.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 4.27% 4.35%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts.
No Maximum deposits.

Minimum Opening Deposit Minimum Balance to Earn APY Dividend Rate APY
$500 $500 3.20% 3.25%

APY – means Annual Percentage Yield.  Rates are subject to change without notice.  Earnings can be reduced due to activity fees.

Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts.
No Maximum deposits.

*APY= Annual Percentage Yield.  APY is subject to change without notice.  Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA CDs.  Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Minimum deposit $500 or otherwise specified. Rates as of 03/01/2023.  No Maximum deposits. Federally Insured by NCUA.