Checking Rates
| Minimum Opening Deposit | Dividend | APY | Minimum Balance |
|---|---|---|---|
| $ 0.01 – $999.99 | 0.10% | 0.10% | $0 |
| $1,000.00 + | 0.25% | 0.25% | $1,000 |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees.
Platinum Rewards Checking Account Members receive a 0.15% increase in current Share Certificate Rates.
See Share Certificate Specials
| REGULAR SHARE DRAFT ACCOUNTS ARE NON-DIVIDEND BEARING | |
|---|---|
| No minimum balance is required. | Unlimited number of drafts. |
Savings Rates
| Minimum Opening Deposit | Dividend | APY | Minimum Balance |
|---|---|---|---|
| $0.01 – $2,499.99 | 0.50% | 0.50% | $0 |
| $2,500.00 – $49,999.99 | 0.75% | 0.75% | $2,500 |
| $50,000.00 – $99,999.99 | 1.14% | 1.15% | $50,000 |
| $100,000.00 + | 1.34% | 1.35% | $100,000 |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees.
| Type | Dividend | APY | Minimum Balance |
|---|---|---|---|
| Regular Shares $5.00-$999.99 |
0.10% | 0.10% | $5.00 |
| Regular Shares $1000.00 and Above |
0.15% | 0.15% | $1000.00 |
| Christmas Club | 0.50% | 0.50% | None |
| Vacation Club | 0.50% | 0.50% | None |
| Share IRA $0.01-$9,999.99 $10,000 + |
– 0.65% 0.80% |
– 0.65% 0.80% |
None $10,000 + |
| HSA Account | 1.00% | 1.00% | None |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Dividends are paid at the end of each month. Dividends are computed on the average daily balance.
IRA & Share Certificate Rates
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 1.49% | 1.50% |
| $10,000 | $10,000 | 1.54% | 1.55% |
| $75,000 | $75,000 | 1.59% | 1.60% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 1.59% | 1.60% |
| $10,000 | $10,000 | 1.64% | 1.65% |
| $75,000 | $75,000 | 1.69% | 1.70% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 1.69% | 1.70% |
| $10,000 | $10,000 | 1.74% | 1.75% |
| $75,000 | $75,000 | 1.79% | 1.80% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 1.83% | 1.85% |
| $10,000 | $10,000 | 1.88% | 1.90% |
| $75,000 | $75,000 | 1.93% | 1.95% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 1.98% | 2.00% |
| $10,000 | $10,000 | 2.03% | 2.05% |
| $75,000 | $75,000 | 2.08% | 2.10% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
| Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|
| $500 | $500 | 2.08% | 2.10% |
| $10,000 | $10,000 | 2.13% | 2.15% |
| $75,000 | $75,0000 | 2.18% | 2.20% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. Add 0.15% APR for Platinum Rewards Checking Members. Add 0.10% APR for Grandfathered Nifty Fifty Accounts
Platinum Rewards Checking Share Certificate Specials**
**Member must have a Platinum Rewards Checking Account to qualify for 0.15% rate increase listed below.
Increased rates are displayed in the chart below.
Platinum Rewards Checking Account Members (50+)
| Term | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| 9 Month | $500 | $500 | 4.08% | 4.16% |
APY – means Annual Percentage Yield. Rates are subject to change without notice.
| Term | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| 15 Month | $500 | $500 | 3.60% | 3.66% |
APY – means Annual Percentage Yield. Rates are subject to change without notice.
| Term | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| 25 Month | $500 | $500 | 3.35% | 3.42% |
APY – means Annual Percentage Yield. Rates are subject to change without notice. Earnings can be reduced due to activity fees. No maximum deposits.
| Term | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| 42 Month | $500 | $500 | 3.11% | 3.15% |
APY – means Annual Percentage Yield. Rates are subject to change without notice.
| Term | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|---|---|
| 66 Month | $500 | $500 | 2.87% | 2.91% |
APY – means Annual Percentage Yield. Rates are subject to change without notice.
*APY= Annual Percentage Yield. APY is subject to change without notice. Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA Share Certificates. Penalty for early withdrawal on all certificate products. For all certificate rates and terms certain restrictions may apply. Minimum deposit $500 or otherwise specified. Rates as of 5/01/2025. No Maximum deposits. Federally Insured by NCUA.