Checking Accounts

At LFCU, your checking stays local, creating impact right here in our community!

When you open a checking account with us, you’re choosing great rates, personal service, and a credit union built around people, not profits. And every dollar you trust us with goes right back into strengthening our community through local support, donations, and member-focused programs.

Stronger members. Stronger community. That’s our commitment. #LFCUCommunityStrong

Stop by a branch to open your account today!

Checking Account

General Checking Account
  • $0 Minimum Balance to open and maintain account
  • No per check fees
  • No monthly service fees
  • Overdraft Protection available
  • Free Online Bill Payer
  • 24 Hour access to your account with iTalk 717-272-4550
  • 24 Hour access to your account with Online and Mobile Banking
  • 1 – FREE order of checks at account opening

Members may have a checking account at age 13 providing a parent or guardian is on the account as well. At age 18, members may have their own checking account.

Platinum Rewards Checking Account

Age 50+ Checking Account
  • $0 Minimum Balance to open and maintain account
  • No per check fees
  • No monthly service fees
  • Overdraft Protection available
  • Free Online Bill Payer
  • 24 Hour access to your account with iTalk 717-272-4550
  • 24 Hour access to your account with Online and Mobile Banking
  • 1 – FREE order of basic style checks every 12 months
  • Interest Bearing Account – No Minimum to earn a dividend
BONUS: Earn an extra 0.15% (15 bps) above the posted Share Certificate rate—including Share Certificate Specials.

Share Certificate Specials

How do I sign-up for Online Bill Payer?

Members must first be utilizing Digital Banking and be signed up for Bill Pay through NetTeller.
Sign up for Bill Pay Service on Digital Banking

How do I order checks?

  • If it is your first order or checks, please call or stop by an office to place your order.
  • If your address is different then what is on your checks previously, you must call or stop by an office to place your order.
  • If this is your second order or more of checks and all of your information is up to date, you may order checks through Digital Banking > Order Checks Tab.

Debit Card FAQs

Do I get a debit card when I open my account?

Members will receive their first debit card on the spot-free upon opening their account.

What happens if I lose my debit card or it is stolen?

If members card is lost or stolen, they may get a new replacement card at any office. There is a $5 dollar fee for this replacement card at any office.

What happens if my card is damaged?

If members card is damaged, there is a $5 fee for this replacement card at any office.

Questions?

If you have any questions, please contact us during normal business hours.