Auto
Whether you are purchasing your first car or your leisure car for retirement, Lebanon Federal Credit Union is exactly where you want to be! Making such an important financial decision should not be stressful, let our experienced loan officers work with you to find just the right term and payment to fit your budget. Financing up to 125% loan to value is available for qualified borrowers.
Motorcycles
Whether you prefer two wheels or three, we want to be part of your thrill! Financing up to 100% loan to value is available. Let our experienced Loan Officers customize just the right term and payment for you.
Want to learn more about Auto Loans? Try our interactive Learning Module on
NADA - http://www.nadaguides.com/
Car Fax – http://www.carfax.com
Recalls/Safety – http://www-odi.nhtsa.dot.gov/owners/SearchVehicles
Vehicle Fule Ratings - http://www.fueleconomy.gov
You can easily finance your automobile with Lebanon Federal Credit Union right at the dealership. Make sure to tell your sales person that you want LFCU to do the financing.
| Brubaker's Auto Sales LLC |
| Ebersoles Honda |
| Adams Auto Sales |
| Fredericks Chevrolet of Lebanon, Inc |
| Manheim Imports |
| Klick Lewis, Inc. |
| Ladd Hanford Kia |
| Ladd Hanford Dodge Chrysler Jeep Mazda |
| Maguires Nissan |
| Mease Motors |
| Rocky Ridge Auto Sales |
| Savage Dodge Chrysler |
| Twin Pine Auto Sales, Inc |
| Zimmey's Automotive |
| Keller Bros. Motor Co. |
| 905 Cars and Trucks |
| Chucky's Auto Sales |
| Ebersole Hyundai |
| Z Motor Company |
| Outten Buick Pontiac Inc |
| Morgan Automotive |
| Lancaster Mitsubishi Or LLM |
| Maguires Ford Lincoln |
| Frontier Auto Sales |
| Wengers of Myerstown |
| East Lebanon Auto |
| H.A. Boyd Volkswagen |
| Pine Grove Auto Sales |
| Brooks PowerSports |
| Wengers Farm Machinery Inc |
| YBG, LLC |
| Clift Auto Sales |
| Bobby Gehart's Truck World |
| Bennett T West LLC |
| Moyer Nissan |
| Appalachain Auto |
The following information will be needed to finalize the purchase of your automobile:
Buyers Order – you will get this from the dealership. This will outline the details of your transaction such as the subject vehicle, sales price, tax, tags, down payment, warranty and if there is a trade.
VIN Number – this is the Vehicle Identification Number. The dealer will be able to provide this to you or you can locate it on the left side of dash where it meets the windshield.
Mileage - cannot exceed 150,000 miles
Evidence of Insurance - LFCU requires that all collateralized loans be covered by insurance. You must provide proof of this coverage to protect the vehicle in the case of loss.
The following information is required:
The following information will be needed to finalize the purchase of your automobile:
Sellers Name – we will issue the check directly to the seller
Auto Details – year, make and model
VIN Number - this is the Vehicle Identification Number. The dealer will be able to provide this to you or you can locate it on the left side of dash where it meets the windshield.
Mileage - cannot exceed 150,000 miles
Evidence of Insurance - LFCU requires that all collateralized loans be covered by insurance. You must provide proof of this coverage to protect the vehicle in the case of loss.
The following information is required:
Mail policies to: Lebanon FCU
PO Box 924428
Fort Worth, TX 76124
Member Direct Login: myloaninsurance.com
When shopping for a vehicle, consider GAP coverage. GAP or Guaranteed Asset Protection is a supplement to your primary auto insurance. If you are financing more than the value of the collateral or close to the value, then GAP coverage may be right for you. GAP coverage will cover the balance on your loan that remains after your insurance company pays their portion of the claim.
Insurance settlements do not always cover your loss. Unfortunately, many are unaware their primary auto insurance does not adequately protect their vehicle. Putting less than 20% down on a new vehicle purchase means you may be "upside down" on your loan-to-value ratio for the next two to three years. Even if you put money down on your vehicle, it can depreciate by thousands of dollars just by driving it off the lot. Your primary auto insurance covers your vehicle at its assessed value.
You could be responsible for paying the difference between your primary insurance settlement (vehicle’s actual cash value) and your loan balance if your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss.
This could add up to thousands of dollars out of your pocket. You could end up paying on a vehicle you no longer drive, plus you still have to purchase a new vehicle.
Protection that pays the difference
MEMBERS CHOICE Guaranteed Asset Protection Plus (GAP Plus)* helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. Plus it includes $1,000 toward your down payment on a replacement vehicle when financed by Lebanon Federal Credit Union within 60 days after your primary insurance company issues a settlement check.
Features of MEMBERS CHOICE Guaranteed Asset Protection Plus
90-day free look you may cancel your protection within 90 days of your enrollment date and receive a full refund and no cancellation fee.
Available on loans protects new and used vehicles.