Loan Rates

Auto and Home Loans

Term Rate Comments
Up to 36 Months 1.99% APR*^
Up to 63 Months 2.49% APR*^ 2015 & Newer
Up to 75 Months 2.99% APR*^ less than 15,000 miles
Up to 84 Months 2.99% APR*^

Term Year Rate Comments
Up to 36 Months 2012-2014 2.49% APR*^
Up to 63 Months 2012-2014 2.99% APR*^
Up to 75 Months 2012-2014 3.49% APR*^
Up to 84 Months 2012-2014 3.99% APR*^ Less than 150,000 miles
Up to 36 Months 2011 & older 2.99% APR*^
Up to 63 Months 2011 & older 3.49% APR*^
Up to 75 Months 2011 & older 4.49% APR*^

Term Rate Comments
Up to 63 Months 5.25% APR*^ 2015 & Newer
Up to 120 Months 5.75% APR*^ less than 15,000 miles

Term Year Rate Comments
Up to 63 Months 2012-2014 5.25% APR*^
Up to 120 Months 2012-2014 5.75% APR*^
Up to 63 Months 2011 & older 5.75% APR*^ Less than 150,000 miles
Up to 120 Months 2011 & older 6.25% APR*^

Term Rate
First Mortgage Fixed View current rates
Offering Conventional, Lebanon County First Time Homebuyers Program

Term Rate Comments
Up to 5 Years as low as 3.49% APR* Up to 90% LTV.
Up to 10 Years as low as 4.25% APR* Appraisal fee does apply.
Up to 15 Years as low as 4.75% APR*  Contact LFCU for details.
 Up to 20 Years as low as 5.00% APR*

Minimum Maximum Rate Comments
$10,000.00 No Maximum 1.99% APR* introductory rate for first 6 months. Up to 90% LTV.
Appraisal Fee does apply.
Variable Rate Loan.
After 6 months rate is tiered to
prime + a possible margin.
Rates as low as 4.00% APR*

Other Loans

Term Rates Comments
Up to 5 years
Up to 10 years
Up to 15 years
Up to 20 years
as low as 4.49% APR*
as low as 5.25% APR*
as low as 5.75% APR*
as low as 6.00% APR*
Up to 90% LTV.
Appraisal fee does apply.

Term Rate
Up to 72 months
Up to 120 months
3.25% APR*^ + Collateral Rate

3.75% APR*^ + Collateral Rate

Term Rate Comments
Up to 60 months 8.25% APR* $15,000 maximum per individual
 

Term Rate Comments
Up to 60 months 8.50% APR*^ $15,000 maximum per individual

Term Rate Comments
8.40% APR* No Annual Fee
Cash Advances are the same Rate!

Term Rate Comments
Up to 60 months 8.00% APR* Requires Automatic repayment (ACH, Payroll, Checking, Savings)
Loan amounts of $500- $1000
No Application Fee. 50% of the loan proceeds will be pledged as collateral.

APR* - Annual Percentage Rate.

^Rates reflect a .25% APR reduction for Payroll Deduction or Auto Transfer. Your rate will increase if you discontinue Automatic Payment Service.

LTV -Loan to Value based off NADA for Auto Loans and Appraisal for Real Estate secured.

Quoted Rates "as is" and are not guaranteed and subject to change without notice. Always call our office to confirm rates. Rates listed are preferred rates. Actual loan rate will be based on creditworthiness of the loan applicant and may be higher.

Rate is determined by buyers credit rating, term of loan and year of vehicle being purchased. Rates listed are not guaranteed and are based on a one year old vehicle.