Loan Rates

Auto / Home Loans

Up to 36 Months 2018 & Newer 3.50% APR*^
Up to 63 Months 2018 & Newer 3.75% APR*^
Up to 75 Months 2018 & Newer 4.00% APR*^
Up to 84 Months 2018 & Newer 4.50% APR*^
Up to 36 Months 2017-2015 3.75% APR*^
Up to 63 Months 2017-2015 4.00% APR*^
Up to 75 Months 2017-2015 4.50% APR*^
Up to 84 Months 2017-2015 4.75% APR*^
Up to 36 Months 2014 & older 4.25% APR*^
Up to 63 Months 2014 & older 4.50% APR*^
Up to 75 Months 2014 & older 4.75% APR*^
Up to 84 Months 2014 & older 5.50% APR*^

Up to 63 Months 2018 & Newer 6.00% APR*^
Up to 120 Months 2018 & Newer 6.25% APR*^
Up to 63 Months 2017-2015 6.25% APR*^
Up to 120 Months 2017-2015 6.50% APR*^
Up to 63 Months 2014 & older 6.50% APR*^
Up to 120 Months 2014 & older 6.75% APR*^

Term Rate
First Mortgage Fixed View current rates
Offering Conventional, Lebanon County First Time Homebuyers Program

Term 1st Lien Position 2nd Lien Position
Rate Rate Comments
Up to 5 Years as low as 3.750% APR* as low as 3.875% APR* Up to 90% LTV
Up to 10 Years as low as 4.125% APR* as low as 4.25% APR* Appraisal Fee does apply
Up to 15 Years as low as 4.375% APR* as low as 4.750% APR* Contact LFCU for Details
Up to 20 Years as low as 4.500% APR* as low as 5.000% APR*

 

Term 1st Lien Position 2nd Lien Position
Rate Rate Comments
Up to 5 Years as low as 3.750% APR* as low as 4.375% APR* Up to 100% LTV
Up to 10 Years as low as 4.125% APR* as low as 4.750% APR* Appraisal Fee does apply
Up to 15 Years as low as 4.375% APR* as low as 5.250% APR* Contact LFCU for Details
Up to 20 Years as low as 4.500% APR* as low as 5.500% APR*

 

Minimum Maximum Rate Comments
$10,000.00 No Maximum 1.99% APR* introductory rate for first 6 months. Up to 100% LTV.
Appraisal Fee does apply.
Variable Rate Loan.
After 6 months rate is tiered to
prime + a possible margin.
Rates as low as 4.75% APR*

Other Loans

Term Rates Comments
Up to 5 years
Up to 10 years
Up to 15 years
as low as 4.750% APR*
as low as 5.125% APR*
as low as 5.375% APR*
Up to 90% LTV.
Appraisal fee does apply.

Term Rate Comments
Up to 72 months
Up to 120 months
3.25% APR*^ + Collateral Rate

3.75% APR*^ + Collateral Rate

No Application Fee

Term Rate Comments
Up to 60 months 9.50% APR* No Application Fee
 

Term Rate Comments
Up to 60 Months 9.25% APR*^ No Application Fee

Type Rate Comments
Platinum 9.40% APR* No Annual Fee, Cash Advances are the same Rate
Fixed Rate
Minimum $5,000 limit
Classic 11.90%APR* No Annual Fee, Cash Advances are the same Rate
Fixed Rate
Minimum $500 limit

Term Rate Comments
Up to 60 months 8.00% APR* Requires Automatic repayment (ACH, Payroll, Checking, Savings)
Loan amounts of $500- $1000
No Application Fee. 50% of the loan proceeds will be pledged as collateral.

APR* - Annual Percentage Rate.

^Rates reflect a .25% APR reduction for Payroll Deduction or Auto Transfer. Your rate will increase if you discontinue Automatic Payment Service.
Rates are as of 9/1/19.

LTV -Loan to Value based off NADA for Auto Loans and Appraisal for Real Estate secured.

Quoted Rates "as is" and are not guaranteed and subject to change without notice. Always call our office to confirm rates. Rates listed are preferred rates. Actual loan rate will be based on creditworthiness of the loan applicant and may be higher.

Rate is determined by buyers credit rating, term of loan and year of vehicle being purchased. Rates listed are not guaranteed and are based on a one year old vehicle.