1. Home
  2. VISA Balance Transfer

VISA Balance Transfer

Do you have a VISA®  Classic or Platinum Credit Card with LFCU?

Are you considering applying for a NEW VISA® Credit Card?

Do you have balances on other credit cards or loans?

This program may be for you!

LFCU offers a VISA® Balance Transfer Program!  This program allows VISA Cardholders to transfer funds with a 3% balance transfer fee at 0% APR for 365 days*!  After the promotional period, the amount left unpaid on your LFCU VISA® will revert to a rate between 9.40% APR and 17.90% APR based on your credit worthiness at time of application.

  • LFCU VISA® Credit Cards have NO Annual Fee
  • Purchases are at a fixed rate.
  • Easy payment options – Automatic payments from your LFCU account(s) NetTeller transfers, LFCU Mobile App transfers, payroll deductions, or you can make a payment at one of our offices.

Stop by an office TODAY to see if you are eligible to take advantage of this great program!

*The 0.00% Annual Percentage Rate (APR) on Balance Transfers is eligible on LFCU Classic and Platinum VISA® Credit Cards. There will be a 3% balance transfer fee at the time of each balance transfer during the 365 day promotional period starting after the first balance transfer date.  Balance transfer(s) will revert, after 365 days from date of first balance transfer, to the rate approved at time of application. Current rates range from 9.40% APR to 17.90% APR. The 365 days after first time of balance transfer posting will be considered the promotional period. After the expiration of your promotional rate, the remaining unpaid portion of all balance transfer(s) processed during the promotional period will be subject to your normal APR as outlined on your monthly statement based on the specific LFCU VISA®Credit Card selected. The total amount of outstanding transfer requests cannot total more than your available credit.  Any new purchases will be charged at current rates per Cardholder Agreement & Disclosure. Any payment received on your Visa will be applied first to the highest rate balances. Other restrictions or conditions may apply. You may not pay off any of your current LFCU loans or lines of credit by using this balance transfer option. Offer expires December 31, 2019. LFCU is an Equal Opportunity Lender.